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Academic Approach

Academic Approach to Wealth Management

As a wealth management firm, it is our goal to provide guidance and expertise and discourage emotional investing. Following our extensive initial consultation process regarding our clients' accounts, we use the following basic guiding principles of investing to establish an efficient portfolio:

Markets do work - Capital markets are not always right and prices are not always right, but markets are so competitive that it is unlikely an investor can systematically profit from mistakes in the market at the expense of others.

Active management generally fails - There have been a limited number of active managers that outperform the market, but no more than you would expect by chance, and it is difficult to identify them in advance.

Market timing is risky - A successful market timing strategy requires three correct decisions: when to get in, when to get out, and when to get back in. The success rate required to beat a buy-and-hold strategy is unattainable for most investors.

Risk and return are related.

Diversification is key.

Bring discipline to the process - Capital markets are noisy. Investors must maintain their discipline and adhere to a long-term investment strategy in order to have a successful investment experience that captures capital market rates of return.

Our Process For Prospective Clients To Determine If We’re A Good Fit.

Our process is very simple. We do not sell products and instead focus on serving our clients by providing advice. Our introductory process consists of three steps:


First, during our initial Discovery Meeting, we learn as much about you both qualitatively and quantitatively as we can. We seek to understand your unique situation and your dreams for the future.


Next, during our Investment Plan Meeting, after we know where you want to go, we illustrate strategies that we believe will help improve your situation and build a path toward a better future.


Finally, at our Mutual Commitment Meeting, we decide if working together would be mutually beneficial. We are not right for everyone, nor is everyone right for us.

We believe this process will allow you to see how we help families and business owners clarify goals and refocus efforts toward achieving what is truly important. There is no financial cost to follow this process to determine if we are a good fit. The only cost is your time.

If you decide to you would like to work with us, we will work to jointly create a wealth management plan in the first 90 days that seeks to accomplish your financial and life goals.

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